Buying your first home is exciting, but it is also a life changing financial decision and can be an overwhelming process, but with an Oriana Mortgage Agent, we can make it a little easier for you.
These are some steps you can expect:
First, you will want to start the process by getting pre-approved for your home financing. Once that is out of the way you can start the exciting search for your new home.
After you find that home you’ve been searching for, it’s time to make your offer that lays out the terms and conditions between the buyer and the seller.
After your offer has been accepted, it is time to customize your mortgage and get it approved. A mortgage is a loan to purchase a property that uses the property as security to guarantee repayment of the loan.
Before you can move in your new home, you will have to meet with your lawyer.
Finally, the last step is the best one! You can move into your new home.
You won’t be taking the steps listed above alone. You will have a whole mortgage team working with you. These are some people you can expect on your team:
- Mortgage Agent
- Real Estate Agent
- Home Inspector / Appraiser
- Insurance Agent
- Lawyer
